Florida Foreclosure Law

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Florida Foreclosure Laws

Typical Florida Foreclosure Time Frame – The length of time necessary for a Florida foreclosure can be as long as 180 days.

Judicial Foreclosure – Yes

Non-Judicial Foreclosure – No

Types of Security Instruments – Mortgage

Right of Redemption Period – Varies

The State of Florida foreclosure laws only provide for a lender to obtain a judicial foreclosure and only upon suit for an Order of Foreclosure.  Depending upon the decision of the courts it may be ordered for a notice of the sale to be published in the newspaper.  It is the responsibility of the lender to ensure the newspaper publication is published if so ordered by the courts. 

According to Florida foreclosure law, the court will give an Order to Foreclose on the property and this order will set forth all details of the sale including the date, time and place.  Once the sale has occurred the court will review the sale to ensure a fair price was paid for the property.  If the sale is confirmed then the right of redemption is over; however, if the court does not confirm a sale another sale is ordered and the borrower still has the right of redemption. 

In Florida, lenders are permitted to sue for a deficiency judgment in the event that the sale does not cure the entire default of the mortgage amount in full. 

For more information on Florida foreclosure laws click here.


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The information found on this site is not intended to be legal advice. The foreclosure process is highly case specific and laws vary throughout the United States. Please seek professional legal counsel before entering into any contract regarding any real property or stopping the foreclosure on any real property. By using this site you consent to the terms posted here.